Friday, December 19, 2008

Our McHome to be now belongs to we

Just in case you can’t tell from the title of the post – we’re now officially homeowners! Well in the sense that we now own something that the bank owns 95% of …literally. We actually just own a very tiny percentage of the home, but in 30 years that baby is all ours!



We ventured to the big city to the attorney’s office to sign away the next couple of decades of our lives. The lawyer went over each paper and told us what we were signing. I had no idea what he was talking about for the most part, but I do know that between the two of us we probably signed 1.5 forests worth of paper (Sorry Laura – I thought of how wasteful all that was). I tried not to think about all of the responsibility that I was actually signing for.

Instead I just tried to think about all the fun decorating. He may have been saying “number, number, APR, mortgage, title, deed” but I was hearing “classic platform bed with glamorous soft linens and a plush headboard.” He said “appraisal fee, closing costs, insurance, something something” but in my head I was thinking “beveled oak veneer table top with solid warm-stained wood legs finished in deep rich mocha.”

The closing was actually pretty anticlimactic, considering it has sort of felt like ours all along. I mean you don’t go in someone else’s house and tear down walls and stuff – except we kind of did. McNest has seemed like a vacation home of sorts, because we pretty much just visit it on weekends, but then again not like a vacation home since I’ve never been on a vacation where I’ve worked harder than trying to get tanning oil onto the middle part of my back that I can’t reach.

We’re homeowners. Though we look (mainly me) and sometimes act (mainly him) like we are seventeen years old (just kidding ed), we’ve done made ourselves into grown ups and entered into the rest of the homeowning world. And we did it without having to sell all four of our kidneys to afford the closing costs!


So yeah – McNest is officially ours. We’re indebted to the bank, but we have a backyard. Since neither of us has become independently wealthy in the last couple of months, we’ll continue to work on McNest with our trusty team of non-professionals and provide you with more updates as they come along.

But for the rest of 2008, we’re gonna relax...what a concept!

Wednesday, December 17, 2008

Goin to the chapel...










 
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